When you’re injured while traveling for work, figuring out if it’s covered by workers’ compensation can get tricky. You want clear answers and to know where you stand. This guide breaks down the rules so you can focus on recovery and clarity.
What is “traveling for work”?
Traveling for conferences, client visits, or training events usually counts as work travel. California law covers injuries that happen “within the course and scope” of your duties abroad. That means if you were acting on behalf of your employer at the time, you’ve likely been working, not commuting.
Why regular commuting doesn’t count
Everyday travel between home and your usual workplace is generally excluded—this is known as the “going and coming” rule. These trips are seen as personal, meeting your own needs rather than employment obligations.
When exceptions apply
Some situations shift a travel injury into the work-related zone. If your employer pays for or provides transportation, if you’re required to use your own vehicle for job tasks, or if your position lacks a fixed location, you might still be covered. The same goes if your duties include transporting tools or equipment. In those cases, the travel becomes part of your employment even if you’d normally just be commuting.
What if you’re out of town for work?
When you’re on a business trip, any injury that happens during that time usually qualifies for coverage. Flying to a meeting, riding in a taxi to a hotel, or walking down a hallway to attend a session all fall under work duties. These are activities you’re performing on your employer’s time.
What about lunch or sightseeing?
Things get fuzzy if you take a personal side trip on a work trip. If it’s not required or directed by your employer, like sightseeing or personal errands, injuries from those moments typically fall outside coverage.
If you’re unsure whether your situation qualifies, it helps to document the purpose of your travel, get witness statements, and report the incident immediately upon return. These steps strengthen your workers’ compensation claim.