Workers’ compensation benefits support employees who get hurt on the job. However, many people have misconceptions about these benefits, which can stop them from getting the help they need. Below, we debunk some common workers’ comp misunderstandings to help you understand your rights.
Myth: I have to prove negligence
Many workers think they can’t get workers’ comp benefits unless their employer or someone else does something wrong. For instance, imagine slipping on a wet floor at work. You don’t need to prove someone else caused the hazard; your eligibility for workers’ comp benefits is based on the fact that your injury occurred while you were working. This is false.
The truth: Workers’ compensation in California is a “no-fault“ system. This means you can receive benefits regardless of who caused the accident—even if you made a mistake. The system exists to help injured workers recover without the need to prove someone was negligent.
It’s important to note that there are exceptions, like if you intentionally caused the accident.
Myth: My injuries must be severe
Another misconception is that only serious, permanent injuries qualify. You might think your injury isn’t “bad enough.“ For example, an office worker developed wrist pain from typing but waited months to report it because he felt it wasn’t “serious enough.”
The truth: You can file a claim if an injury keeps you from working, even temporarily. Workers’ comp covers many types of injuries and illnesses that:
- Prevent you from doing your regular job temporarily
- Require medical treatment
- Develop over time (like carpal tunnel syndrome)
- Cause you to miss work, even for a short period
You don’t need to break a bone or suffer a life-changing injury to qualify for benefits.
Myth: I’m probably not covered
Many people assume certain types of workers aren’t eligible for benefits. Imagine a part-time house cleaner got hurt on the job but didn’t file a claim because she worked fewer than 20 hours weekly.
The truth: Nearly all California workers have coverage, including:
- Part-time employees
- Undocumented workers
- New hires on their first day
- Temporary and seasonal workers
Before assuming you’re not covered, check whether your employer carries this coverage.
Know your rights to protect yourself
Don’t let wrong information keep you from getting the benefits you deserve after a work injury. Understanding the facts about workers’ compensation helps you take the right steps if you get hurt.